<p class="canvas-atom canvas-text Mb(1.0em) Mb(0)–sm Mt(0.8em)–sm" type="text" content="First, almost all spend qualifies you for 1.5% cashback. Second, there’s no cashback cap per month. Third, no minimum spend is required per month to qualify for cashback. And the best part, you can get&nbsp;instant digital credit card approval and issuance&nbsp;if you apply via MyInfo!” data-reactid=”21″>First, almost all spend qualifies you for 1.5% cashback. Second, there’s no cashback cap per month. Third, no minimum spend is required per month to qualify for cashback. And the best part, you can get instant digital credit card approval and issuance if you apply via MyInfo!

<p class="canvas-atom canvas-text Mb(1.0em) Mb(0)–sm Mt(0.8em)–sm" type="text" content="New to Standard Chartered credit card customers can also get a free pair of&nbsp;Apple AirPods&nbsp;with wireless charging case (worth S$299), when you apply by 31 May 2020. &nbsp;” data-reactid=”22″>New to Standard Chartered credit card customers can also get a free pair of Apple AirPods with wireless charging case (worth S$299), when you apply by 31 May 2020.  

<p class="canvas-atom canvas-text Mb(1.0em) Mb(0)–sm Mt(0.8em)–sm" type="text" content="Apply Now” data-reactid=”30″>Apply Now

<h2 class="canvas-atom canvas-text Mb(1.0em) Mb(0)–sm Mt(0.8em)–sm" type="text" content="Rewards you with cashback across all categories” data-reactid=”31″>Rewards you with cashback across all categories

Most cashback cards give additional cashback for specific categories such as grocery, dining, petrol, online shopping, travel and more.

The Standard Chartered Unlimited is a fuss-free card that rewards you with cashback on all your spending, regardless of which category you are spending on. This makes it a great go-to card to have in your wallet, especially if you do not have a specific category where you tend to spend more money on.

<h2 class="canvas-atom canvas-text Mb(1.0em) Mb(0)–sm Mt(0.8em)–sm" type="text" content="No minimum spend and no cap” data-reactid=”34″>No minimum spend and no cap

Some credit cards require you to spend a minimum of $400, $800 or more before you earn the higher cashback rate. However, with the Standard Chartered Unlimited, you earn 1.5% cashback regardless of your total spending that month.

There is also no limit to the amount of cashback that you can earn, making it a suitable card to use if you have a big-ticket purchase coming up.

<h2 class="canvas-atom canvas-text Mb(1.0em) Mb(0)–sm Mt(0.8em)–sm" type="text" content="2-year annual fee waiver” data-reactid=”37″>2-year annual fee waiver

Unlike other no-cap cashback cards which come with a first-year fee waiver, the Standard Chartered Unlimited Cashback Credit Card offers an automatic 2-year annual fee waiver.

<h2 class="canvas-atom canvas-text Mb(1.0em) Mb(0)–sm Mt(0.8em)–sm" type="text" content="Enjoy up to $80 cashback upon card activation” data-reactid=”39″>Enjoy up to $80 cashback upon card activation

When you apply and activate your Standard Chartered Unlimited credit card within 30 days of card approval, new Standard Chartered cardholders will receive $80 cashback. If you are currently an existing Standard Chartered cardholder, you will receive $20 instead.

<h2 class="canvas-atom canvas-text Mb(1.0em) Mb(0)–sm Mt(0.8em)–sm" type="text" content="Other Benefits” data-reactid=”41″>Other Benefits

  • Enjoy exciting card offers and privileges at over 3,000 outlets in Asia, ranging from dining offers to shopping, travel and lifestyle benefits with The Good Life®
  • Convert your retail transactions above $500 into 6 or 12 months interest-free instalments with a one-time service fee.

<h2 class="canvas-atom canvas-text Mb(1.0em) Mb(0)–sm Mt(0.8em)–sm" type="text" content="When 1.5% unlimited cashback card works in your favour” data-reactid=”45″>When 1.5% unlimited cashback card works in your favour

As a general strategy, one should always have a general card for day-to-day spending, and the Standard Chartered Unlimited Card can be the default card when you may not be able to hit your other cards’ minimum spend per month. Alternatively, it’s ideal for big ticket items (for example, a wedding banquet or home furniture shopping) when you’re likely to exceed the cashback caps offered by other cards. 

The table below shows how the Standard Chartered Unlimited Card is a clear winner when compared with other cashback cards.

$7,000 Purchase (e.g. furniture, wedding, etc.)
Credit Card Cashback Rate (%) Actual Cashback ($)
Standard Chartered Unlimited 1.5% $105
UOB One 5% $100 (capped)
Citi Cashback 0.25% $17.50

<h3 class="canvas-atom canvas-text Mb(1.0em) Mb(0)–sm Mt(0.8em)–sm" type="text" content="SingSaver Promotion: Free Apple AirPods!” data-reactid=”50″>SingSaver Promotion: Free Apple AirPods!

<p class="canvas-atom canvas-text Mb(1.0em) Mb(0)–sm Mt(0.8em)–sm" type="text" content="Get a pair of Apple AirPods with wireless charging case (worth S$299) for free, when you apply by 31 May 2020 for a Standard Chartered credit card! To be eligible for this promotion, you will have new Standard Chartered Bank cardholder. If you already have a Standard Chartered credit card, you will still be rewarded with $50 Grab Vouchers when you sign up.” data-reactid=”51″>Get a pair of Apple AirPods with wireless charging case (worth S$299) for free, when you apply by 31 May 2020 for a Standard Chartered credit card! To be eligible for this promotion, you will have new Standard Chartered Bank cardholder. If you already have a Standard Chartered credit card, you will still be rewarded with $50 Grab Vouchers when you sign up.